Legal Disclosures

Last updated: March 18, 2026

Operating entity: Creed Holt LLC, Wichita Falls, TX · EIN: 41-4956146

Contents Risk Disclosure CFTC Risk Statement AI Disclosure (TRAIGA) Not a Registered Advisor No Guarantee of Accuracy Terms of Service Privacy Policy (TDPSA) Contact

Risk Disclosure Statement

IMPORTANT: CattleSignal provides market analysis and educational content only. Nothing on this platform constitutes financial advice, a solicitation, or a recommendation to buy, sell, or hold any futures contract, option, or other financial instrument. Trading commodity futures and options involves substantial risk of loss and is not suitable for all investors. You may lose more than your initial investment.

You should be aware of the following risks:

CFTC Risk Statement

RISK DISCLOSURE: FUTURES AND OPTIONS TRADING INVOLVES SUBSTANTIAL RISK OF LOSS AND IS NOT APPROPRIATE FOR ALL INVESTORS. PAST PERFORMANCE IS NOT NECESSARILY INDICATIVE OF FUTURE RESULTS. THE RISK OF LOSS IN TRADING COMMODITY INTERESTS CAN BE SUBSTANTIAL. YOU SHOULD THEREFORE CAREFULLY CONSIDER WHETHER SUCH TRADING IS SUITABLE FOR YOU IN LIGHT OF YOUR FINANCIAL CONDITION.

CattleSignal does not generate, provide, or display trade recommendations, trade signals, or specific instructions to buy, sell, enter, or exit any futures contract, option, or commodity position. All market analysis, scores, outlooks, and commentary are educational in nature and reflect AI-generated interpretation of publicly available data.

CattleSignal is not registered with the Commodity Futures Trading Commission (CFTC) or the National Futures Association (NFA) as a commodity trading advisor (CTA), commodity pool operator (CPO), introducing broker (IB), or futures commission merchant (FCM). No registration is required because CattleSignal does not provide commodity trading advice as defined under the Commodity Exchange Act.

AI Disclosure

AI SYSTEM NOTICE (Texas Responsible AI Governance Act): CattleSignal uses artificial intelligence to generate market analysis and educational content. You are interacting with an AI system powered by Anthropic Claude. AI responses are generated automatically and may contain errors. This disclosure is provided in compliance with the Texas Responsible AI Governance Act (TRAIGA), effective January 1, 2026.

CattleSignal's AI Market Analyst is an automated system that:

AI-generated content is labeled as such throughout the platform. Market outlook scores, sentiment indicators, and factor breakdowns are algorithmically derived from public data and represent the AI system's interpretation, not professional analysis or prediction.

CattleSignal substantially complies with the NIST AI Risk Management Framework as a basis for responsible AI deployment.

Not a Registered Advisor

CattleSignal is operated by Creed Holt LLC. Neither Creed Holt LLC nor CattleSignal is registered as an investment advisor, commodity trading advisor (CTA), commodity pool operator (CPO), broker-dealer, futures commission merchant (FCM), or introducing broker with the CFTC, NFA, SEC, FINRA, or any state securities regulatory authority.

CattleSignal does not manage accounts, execute trades, hold customer funds, or provide personalized investment advice. All content provided through the platform — including AI-generated market analysis, futures P&L calculations, feeding projections, basis calculations, and hedge tracking tools — is general in nature and intended for educational purposes only.

You should consult with a qualified, registered commodity trading advisor (CTA) or licensed financial professional before making any trading or investment decisions.

No Guarantee of Accuracy

CattleSignal makes no warranty or guarantee regarding the accuracy, completeness, timeliness, or reliability of any information, analysis, score, or projection provided through the platform. Specifically:

Creed Holt LLC, CattleSignal, its owners, affiliates, and service providers disclaim all liability for any loss, damage, or expense arising from the use of or reliance on any information provided through the platform.

Terms of Service

Acceptance of Terms

By accessing or using CattleSignal (the "Service"), operated by Creed Holt LLC ("we," "us," "our"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

Service Description

CattleSignal provides AI-powered market analysis tools, futures calculators, feeding projection engines, basis calculators, hedge tracking tools, and USDA report analysis for educational and informational purposes. The Service does not provide financial advice or trade recommendations.

Subscription Plans

CattleSignal offers a free tier with limited AI queries and a paid Pro tier with expanded access. Subscriptions are billed monthly through Stripe. You may cancel at any time from your account; cancellation takes effect at the end of the current billing period. No refunds are provided for partial months.

User Responsibilities

You are solely responsible for any trading or investment decisions you make. You agree to verify all information independently before acting on it. You agree not to hold Creed Holt LLC, CattleSignal, its owners, employees, or affiliates liable for any trading losses or other damages arising from your use of the Service.

Acceptable Use

You may not: (a) use the Service for any unlawful purpose; (b) attempt to reverse-engineer, scrape, or extract data from the Service for redistribution; (c) misrepresent AI-generated content as professional financial advice; (d) use automated systems to access the Service beyond normal usage patterns.

Intellectual Property

All content, design, code, and intellectual property associated with CattleSignal is owned by Creed Holt LLC. You may not copy, reproduce, distribute, or create derivative works without prior written permission.

Third-Party Services

CattleSignal relies on third-party services. We are not responsible for the availability, accuracy, or performance of these services. See the Privacy Policy for a list of third-party processors.

Limitation of Liability

To the maximum extent permitted by applicable law, Creed Holt LLC and its owners, employees, affiliates, and service providers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or in connection with your use of the Service. Our total liability for any claim shall not exceed the amount you paid to us in the six (6) months preceding the claim.

Indemnification

You agree to indemnify and hold harmless Creed Holt LLC from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of the Service or your violation of these Terms.

Governing Law & Disputes

These Terms shall be governed by the laws of the State of Texas. Any disputes shall be resolved in the courts located in Wichita County, Texas.

Modifications

We reserve the right to modify these Terms at any time. Continued use of the Service after changes constitutes acceptance of the modified Terms. Material changes will be communicated via the platform.

Privacy Policy

Compliant with the Texas Data Privacy and Security Act (TDPSA), effective July 1, 2024

What Personal Data We Collect and Why

Third-Party Processors

How We Use Information

Information is used solely to provide and improve the Service. We do not sell, rent, or share your personal data with third parties for marketing or advertising purposes.

Sale of Personal Data

We do not sell personal data. We do not engage in targeted advertising. We honor Global Privacy Control (GPC) browser signals.

Data Retention

Account data is retained while your account is active. Server logs are retained for a maximum of 30 days. Browser localStorage data persists until you clear it. You may request deletion of your account data at any time.

Your Rights Under TDPSA

As a Texas resident, you have the following rights regarding your personal data:

We will respond to data requests within 45 days. To submit a request, email legal@cattlesignal.com with the subject "TDPSA Data Request."

Appeal Process

If we deny your data request, you may appeal by emailing legal@cattlesignal.com with the subject "TDPSA Appeal." We will respond to your appeal within 45 days. If we deny your appeal, you may file a complaint with the Texas Attorney General at texasattorneygeneral.gov/consumer-protection/file-consumer-complaint.

Children's Privacy

CattleSignal is not directed at children under 13. We do not knowingly collect personal data from children.

Cookies and Local Storage

CattleSignal uses browser localStorage to save your preferences, projection data, and authentication state. We do not use third-party tracking cookies. We do not use analytics that collect personally identifiable information.

Contact

For questions about these legal disclosures, data requests, or any concerns:

Creed Holt LLC
Wichita Falls, TX
Legal: legal@cattlesignal.com
Support: support@cattlesignal.com
Billing: billing@cattlesignal.com

© 2026 Creed Holt LLC. All rights reserved.
CattleSignal is operated by Creed Holt LLC. CattleSignal is not a registered investment advisor, commodity trading advisor, broker-dealer, or futures commission merchant. CattleSignal provides market analysis and educational content only.